How to protect your UAE assets for your loved ones




The new UAE visa rules will have an enormous effect on expat lives. Soon it will be even more important to protect and distribute your assets to your loved ones.

The recent UAE Cabinet decisions about the new UAE visa rules will have a massive impact on how you do business, how you invest your money and how you plan your future. With the new 10-year visa, the UAE will receive greater commitment from its new long-term residents.

Most likely, many business owners and expats will be more committed to the UAE. They will seek more security for their UAE assets. UAE residents will look for a safe way to protect their property and to distribute their assets to their loved ones. 

How to pass on your assets to the next generation

Instead of the current UAE residence visa for 2 or 3 years, you and your family will probably receive a 10-year visa. If you stay in the UAE for longer, you will possibly buy a villa in Dubai or Ras Al Khaimah. You will make the UAE your home and perhaps set up your own business. Most likely, you will own real estate, be a shareholder in a free zone company and have some financial assets. So, more commitment can be expected and with it a good fortune for the next generation. But, how do you pass on your assets to your loved ones?

Dubai Law No. 15 of 2017 provides legal clarity and confidence about inheritance cases for investors and UAE residents. The law allows Non-Muslims to protect their assets by doing a will and choose their beneficiaries. Such a testament provides expats with more possibilities than the Shariah Law with its fixed proportions for various family members. 

How to secure your assets with a DIFC Will

The DIFC Wills Service Centre provides Sharia compliant wills for expats with assets in Dubai and Ras al Khaimah. The DIFC Wills Service Centre just celebrated its third anniversary. Until now, the centre has registered over 4,000 wills and enforced several DIFC Wills in Dubai Courts.

The DIFC Wills Service Centre currently provides five types of wills: Full Will, Property Will, Free Zone Company Will, Financial Assets Will and Guardianship Will.

Full Will: The Full Will contains all assets ranging from property to cars and luxury goods in Dubai and/or Ras Al Khaimah, as well as guardianship arrangements for children.

Property Will: The Property Will covers up to five properties in Dubai and/or Ras Al Khaimah.

Free Zone Company Will: The Free Zone Company Will is suitable for owners and shareholders of free zone companies in Dubai and Ras Al Khaimah, including RAKICC companies. 

Financial Assets Will: The Financial Assets Will includes up to ten accounts, registered in your sole name or joint name in Dubai and/or Ras Al Khaimah. 

Guardianship Will: The Guardianship Will can be registered to appoint guardians for your children.

All five types of DIFC Will can be registered at the Central Registry in Dubai or Ras Al Khaimah. Additionally, international investors can register their Property Will, Free Zone Company Will or Financial Assets Will online with the Virtual Registry. Depending of the type of DIFC Will, the fees for one will vary between 5,000 AED and 10,000 AED.

If you have any questions or if we can support you in drafting and/or registering your DIFC Will, please do not hesitate to send an email to or call +971563899260. Our MEO competence team is looking forward to assisting you.